A loan needs to be in writing — for the IRS, for the relationship, and for enforcement. DocFila's loan template handles fixed and amortizing schedules, interest treatment, default events, and optional secured-loan collateral language.
★ 4.8 across 12,400+ reviews · Legally binding in 100+ countries · Edit, sign, store in 60 seconds
Loan amount, fixed or variable interest, and effective date.
Lump-sum, equal-installment, or interest-only with balloon.
Whether prepayment is allowed and any prepayment premium.
Defined events of default and lender's right to accelerate repayment.
Optional collateral and security-interest perfection language.
Late-payment fees and default-interest rate where lawful.
Optional personal guarantor with limited or unlimited recourse.
Local law selection and usury-cap awareness.
Tap "Use This Template" — it opens in DocFila on web, iOS, or Android.
Smart fields auto-detect party names, dates and amounts. Edit any clause inline.
Email, SMS, or shareable signing link. Set signing order if needed.
Signed copy lives in your AES-256 encrypted vault. Optionally anchor on-chain with DocFila Verify.
Yes. Once both parties sign electronically through DocFila, the agreement is legally binding under the ESIGN Act (US), eIDAS (EU), and equivalent e-signature laws in 100+ countries. For high-stakes contracts you can additionally anchor the signature on the blockchain with DocFila Verify.
Yes. Open the template in DocFila, fill in the smart fields (party names, dates, amounts), add or remove clauses, and save your custom version to your vault for reuse.
DocFila's templates are drafted in plain language by legal practitioners and updated regularly. They are appropriate for typical business situations. For high-value, cross-border, or regulated transactions, we recommend a lawyer review the final draft.
Free on the DocFila Free tier. Unlimited e-signatures and DocFila Verify (blockchain anchoring) require Pro at $9.99/mo.